The latest chapter in Habib Bank Limited (HBL)'s story is digitisation. HBL has a vast portfolio of products and services, highly developed infrastructure, and advanced technological capabilities. As it looks to the future, the bank is making concerted efforts and investments into fulfilling its vision of becoming a technology company with a banking license. Key to this strategy is digital transformation and financial inclusion. HBL aims to become the leading supra-regional financial institution in South Asia and the Co-operation Council for the Arab States of the Gulf, serving nearly 50 million customers by 2024.